Financing to Put You Into Your Next Vehicle
Whether you're purchasing your next vehicle, upgrading your family camper, or investing in the recreational equipment that helps you enjoy Northern Michigan's outdoor lifestyle, First National Bank of St. Ignace is here to help. We offer financing for cars, trucks, SUVs, boats, campers, snowmobiles, and ATVs with competitive rates, flexible repayment terms, and a 0.25% interest rate discount when payments are made electronically. Our local lending team works directly with you to find a financing solution that fits your budget and goals. Contact our lenders to get started.
Contact Our Lenders Consumer Loan Application
Vehicles You Can Finance
Auto Loans
An auto loan provides financing to purchase a new or used vehicle. Instead of paying the full purchase price upfront, you borrow the funds needed for the purchase and repay the loan over time through scheduled monthly payments.
Best For
- New vehicle purchases
- Used vehicle purchases
- Replacing an existing vehicle
- Refinancing a current auto loan
How It Works
- Borrow funds to purchase a vehicle
- Make fixed monthly payments over the loan term
- Build ownership as the loan balance is repaid
- Choose from flexible repayment options
Popular Financing Options
- Cars
- Trucks
- SUVs
- Vans
Recreational Vehicle Loans
A recreational vehicle loan helps finance the equipment you use to enjoy the outdoors, travel, and seasonal activities. Like an auto loan, you borrow the funds needed for the purchase and repay them over an agreed-upon term.
Best For
- Outdoor enthusiasts
- Seasonal recreation
- Family travel and camping
- Powersports purchases
How It Works
- Finance the purchase of eligible recreational vehicles
- Enjoy competitive rates and flexible terms
- Make regular monthly payments over the life of the loan
- Take advantage of a 0.25% discount for electronic payments
Popular Financing Options
- Campers
- Boats
- Snowmobiles
- ATVs
All loans are subject to credit approval and applicable underwriting requirements. Terms, rates, and loan amounts may vary based on borrower qualifications and financing needs.
Auto Lending FAQs
What can I finance with an Auto or Recreational Vehicle Loan?
First National Bank of St. Ignace offers financing for cars, trucks, SUVs, campers, boats, snowmobiles, and ATVs. Our lending team can discuss your purchase and help determine the financing solution that best fits your needs.
Can I finance a used vehicle?
Yes. Financing may be available for both new and used vehicles. Loan terms and available financing options may vary depending on the vehicle and borrower qualifications.
What can I expect from my monthly loan payment?
An auto loan is repaid through regular monthly payments over a set loan term. Your payment amount is based on factors such as the loan amount, interest rate, and repayment period.
Should I get financing prior to starting my vehicle search?
Speaking with a lender before shopping can help you understand your financing options and budget. Our lending team can discuss the loan process and help you prepare for your purchase.
Is there a discount for automatic or electronic loan payments?
Yes. First National Bank of St. Ignace offers a 0.25% discount for electronic payments on eligible Auto and Recreational Vehicle Loans.
Meet Our Lenders
Bob Brandstrom
VP, Chief Lending Officer
NMLS: #691130
Division: Loans
Location: Main Office
Phone: (906) 643-6800
Robert Richardson
VP, Senior Loan Officer
NMLS: #671819
Division: Loans
Location: Main Office
Phone: (906) 643-6800
JoJo Visnaw
AVP, Lending Officer
NMLS: #27228362
Division: Loans
Location: Main Office
Phone: (906) 643-6800
Debra Brandstrom
VP, Consumer Lending Officer
NMLS: #404993
Division: Loans
Location: Cedarville
Phone: (906) 484-2262
Angie Harris
AVP, Branch Manager, Lender
NMLS: #1843279
Division: Loans
Locations: Naubinway, Newberry
Phone: (906) 293-5160
Bank Local.
When you bank local, you bank with people who know your community and care about your goals. Let us help you find the right solutions for every stage of life, business, and beyond. Reach out to our team today and see how we can help.
Contact Us Today