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Checking Accounts

Choose the Checking Account Built for You

Your checking account should reflect your unique needs. At First National Bank of St. Ignace, we don't believe in a cookie-cutter approach to your money. We offer four checking accounts for you. Each of these accounts offer their own benefits and features to match the way you need to access your money. Each of our checking accounts offer:

  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay
  • Free eStatements

Whether you're looking for a traditional checking account or an account that allows you to earn interest and maintain a larger balance, you have choices at First National Bank of St. Ignace. Stop into any of our branches throughout the eastern Upper Peninsula to speak with our banking team and start the process of opening your account.
Reorder Checks Visit Our Offices Meet Our Banking Team

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Compare Our Checking Account Options

Personal Checking

Flex Green Checking+

Personal NOW Account

Super NOW Checking

Who This Account is For

Individuals looking for a traditional everyday checking account with basic banking features and low opening deposit requirements.

Customers who primarily use electronic banking services and want a simple account with minimal balance requirements.

Individuals who maintain higher balances and want to earn interest while still having access to checking account features.

Customers who maintain larger account balances and want an interest-bearing checking account with enhanced account benefits.

Min. Opening

$50

$50

$1,000

$1,000

Min. Balance to avoid service charge

$300

$300

$1,000

N/A

Monthly Service Charge

$3.00 AND

  • $0.15 per check (if balance falls below minimum) 

 $5.00 (if balance falls below minimum)

 $5.00 (if balance falls below minimum) AND 

  • $0.15 per check over 25 written in month

 $3.00 AND

  • $0.15 per check
  • $0.08 per transit item deposited

Interest bearing

No

No

Yes

Yes

Check writing charges

Yes

No

Yes

Yes

Overdraft services available

Yes

No

Yes

No

FNBSI checking accounts include free online banking, free mobile banking, and check writing privileges (check writing privileges not available on Flex Green Account). Account fees, transaction charges, and eligibility requirements may apply.

+Flex Green Account is a debit card only account with no check writing privileges. Debit Card Daily Cash Limit - $300. Point of Sale Daily Limit - $1,000.

Meet Our Banking Team

Jessica Harrigan

Branch Manager, Customer Service Representative

Divisions: CDs/IRA, Customer Service, Online Banking, Telephone Banking

Location: Main Office

Phone: (906) 643-6800

Emily Davenport

Branch Manager, Customer Service Representative

Divisions: Customer Service, Telephone Banking

Location: Cedarville

Phone: (906) 484-2262

Kathleen Rickley

Branch Manager, Customer Service Representative

Divisions: CDs/IRA, Customer Service, Online Banking, Telephone Banking

Location: Mackinac Island

Phone: (906) 847-3732

Paul Wandrie

Customer Service Representative

Divisions: Customer Service, Telephone Banking

Location: Moran Township

Phone: (906) 643-7590

Jeremiah Mantei

Branch Manager, Customer Service Representative

Divisions: CDs/IRA, Customer Service, Online Banking

Location: Naubinway

Phone: (906) 477-6263

Stephany Overland

Customer Service Representative

Divisions: CDs/IRA, Customer Service, Telephone Banking

Location: Newberry

Phone: (906) 293-5160

Marissa Sherbrook

Customer Service Representative

Divisions: Customer Service, Telephone Banking

Location: Newberry

Phone: (906) 293-5160

Lana St. Onge

Branch Manager, Customer Service Representative

Divisions: Customer Service, Telephone Banking

Location: North Bay

Phone: (906) 643-8162

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Invested in Our Community.

At First National Bank of St. Ignace, we're invested in the success of our community. From everyday banking to financing life's big moments, we're here with the personalized service and support you deserve. Contact us today to get started.

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