Choose the Checking Account Built for You
Your checking account should reflect your unique needs. At First National Bank of St. Ignace, we don't believe in a cookie-cutter approach to your money. We offer four checking accounts for you. Each of these accounts offer their own benefits and features to match the way you need to access your money. Each of our checking accounts offer:
- Free Online Banking
- Free Mobile Banking
- Free Bill Pay
- Free eStatements
Whether you're looking for a traditional checking account or an account that allows you to earn interest and maintain a larger balance, you have choices at First National Bank of St. Ignace. Stop into any of our branches throughout the eastern Upper Peninsula to speak with our banking team and start the process of opening your account.
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Compare Our Checking Account Options
Personal Checking | Flex Green Checking+ | Personal NOW Account | Super NOW Checking | |
|---|---|---|---|---|
Who This Account is For | Individuals looking for a traditional everyday checking account with basic banking features and low opening deposit requirements. | Customers who primarily use electronic banking services and want a simple account with minimal balance requirements. | Individuals who maintain higher balances and want to earn interest while still having access to checking account features. | Customers who maintain larger account balances and want an interest-bearing checking account with enhanced account benefits. |
Min. Opening | $50 | $50 | $1,000 | $1,000 |
Min. Balance to avoid service charge | $300 | $300 | $1,000 | N/A |
Monthly Service Charge | $3.00 AND
| $5.00 (if balance falls below minimum) | $5.00 (if balance falls below minimum) AND
| $3.00 AND
|
Interest bearing | No | No | Yes | Yes |
Check writing charges | Yes | No | Yes | Yes |
Overdraft services available | Yes | No | Yes | No |
FNBSI checking accounts include free online banking, free mobile banking, and check writing privileges (check writing privileges not available on Flex Green Account). Account fees, transaction charges, and eligibility requirements may apply.
+Flex Green Account is a debit card only account with no check writing privileges. Debit Card Daily Cash Limit - $300. Point of Sale Daily Limit - $1,000.
Meet Our Banking Team
Jessica Harrigan
Branch Manager, Customer Service Representative
Divisions: CDs/IRA, Customer Service, Online Banking, Telephone Banking
Location: Main Office
Phone: (906) 643-6800
Emily Davenport
Branch Manager, Customer Service Representative
Divisions: Customer Service, Telephone Banking
Location: Cedarville
Phone: (906) 484-2262
Kathleen Rickley
Branch Manager, Customer Service Representative
Divisions: CDs/IRA, Customer Service, Online Banking, Telephone Banking
Location: Mackinac Island
Phone: (906) 847-3732
Paul Wandrie
Customer Service Representative
Divisions: Customer Service, Telephone Banking
Location: Moran Township
Phone: (906) 643-7590
Jeremiah Mantei
Branch Manager, Customer Service Representative
Divisions: CDs/IRA, Customer Service, Online Banking
Location: Naubinway
Phone: (906) 477-6263
Stephany Overland
Customer Service Representative
Divisions: CDs/IRA, Customer Service, Telephone Banking
Location: Newberry
Phone: (906) 293-5160
Marissa Sherbrook
Customer Service Representative
Divisions: Customer Service, Telephone Banking
Location: Newberry
Phone: (906) 293-5160
Lana St. Onge
Branch Manager, Customer Service Representative
Divisions: Customer Service, Telephone Banking
Location: North Bay
Phone: (906) 643-8162

Invested in Our Community.
At First National Bank of St. Ignace, we're invested in the success of our community. From everyday banking to financing life's big moments, we're here with the personalized service and support you deserve. Contact us today to get started.
Contact Our Team