Personal & Business Checking
It is all about choices!
At First National Bank of St. Ignace, we offer a variety of checking accounts designed to help make banking easier and more convenient. So whether you're in the market for your first checking account, or one that provides lots of added business benefits, we have an option that's right for you.
Scroll to the left to view the rest of the table.
| Personal Checking | Flex Green | Check Plus | Personal NOW | NOW Check Plus | Super NOW | Regular Business |
Business
Now
|
|
|---|---|---|---|---|---|---|---|---|
| Min. Opening | $50 | $50 | $50 | $1,000 | $1,000 | $100 | $100 | $1,000 |
| Min. Balance to avoid ser charge | $300 | $300 | N/A | $1,000 | N/A | N/A | N/A | N/A |
| Monthly Service Charge |
$3 & $.15/check
(if balance falls below minimum)
|
$5
(if balance falls below minimum)
|
Senior- $4 Basic- $5 Personal- $6 Family- $7 - $.15/check if over 25 written in month |
$5
(if balance falls below minimum) & $.15/check over 25 written in month
|
Senior - $2 Basic - $3 Personal - $4 Family - $5 - $.15/check if over 25 written in month |
$3 & $.15/check and $.08/transit item deposited | $3 & $.12/check and $.05/transit item deposited $.10 credit/$100 of balance maintained all month | $4 & $.15/check and $.08/transit item deposited |
| Interest bearing | N/A |
N/A |
N/A |
X | X |
X |
N/A | X |
| Check writing charges | X |
N/A |
X |
X |
X |
X |
X | X |
| Overdraft services available | X |
X |
X |
X |
X |
N/A | N/A | N/A |
| Free eStatement | X |
X |
X |
X |
X |
X |
X | X |
| Free online and mobile banking | X |
X |
X |
X |
X |
X |
X | X |